Choose A Home To Own

Today, with the LGB Home Loan, whether you are a resident or an expatriate, you can choose the home that best suits you anywhere in Lebanon. Own your home in no time under the best conditions available!

Loan Features

  • Loan amount: up to LBP 800,000,000
  • Loan period: up to 30 years 
  • Grace period: up to 48 months 
  • Financing: up to 75% from the home appraisal amount for both residents and expatriates
  • Loan applicable for built houses and/or houses under construction
  • Interest rate: 25% treasury bills for 1 year + 2.9% (currently 4.2375%)



  • Photocopy of Applicant's ID or Passport
  • Age between 21 and 64 by the end of the loan period
  • Authenticated proof of employment for at least 1 year
  • Monthly payment not to exceed 1/3 of the monthly income
  • Property related documents


Self Employed

  • Photocopy of Applicant's ID or Passport
  • Age not to exceed 64 by the end of the loan period
  • Statement of account(s) for the last six months
  • Monthly payment not to exceed 1/4 of the monthly income
  • Property related documents

The Annual Percentage Rate also known as APR describes the annual rate applied on a loan for the whole period. APR calculation includes, other than the monthly payments, all mandatory fees that clients need to pay outside their loan such as the file fees, stamp fees, life insurance fees and mortgage fees. APR calculation excludes the late payment fees and early settlement fees.

All mandatory fees will be clearly stated in the Key Fact Statement within the applying and approval process.

Example of the APR calculation for the Subsidized Housing Loan LBP:

  • Type: Subsidized Housing Loan
  • Currency: LBP
  • Grace period: 6 months
  • Client is 30 years old,  in good health condition (based on medical insurance questionnaire)
  • Life insurance included in the monthly payments 

You can apply for the Home Loan online or  by visiting any LGB BANK branch , where our customer service representatives are ready for assistance. 


Lebanon & Gulf Bank s.a.l. reserves the right at any time to accept or decline any solicited application, amend the loan amount or payment terms and request additional guarantees.

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